Saldo Bank: Accountant

Type: Full-time, permanent

Location:Lautatarhankatu 6, 00580, Helsinki or Juhana Herttuan puistokatu 3, 20200 Turku,

Application deadline: 12.6.2026

Ready to take ownership of accounting in a modern banking environment where your work truly matters?

Saldo Bank is a modern fintech bank operating across several European markets including Finland, Sweden, Lithuania and Germany. The company combines highly automated financial processes with lean operations and a collaborative finance organization where employees have genuine ownership of their work.

We are looking for an Accountant to join Saldo Banks finance team in either Helsinki or Turku. In this role, youll work as part of a collaborative and low-hierarchy finance team where youll have the chance to take ownership, develop your skills, and contribute to improving finance processes.

What will you be doing?

As an Accountant, you will take ownership of Saldo Bank Finlands day-to-day accounting operations together with the local finance team and international stakeholders across the group. Youll initially work closely with an external accounting partner during onboarding, after which responsibilities will gradually transition in-house. Your responsibilities include:

• Daily accounting tasks and maintaining accurate financial records

• Accounts payable processes, invoice handling, and vendor management

• Cooperation with external payroll partners

• Month-end and annual closing activities

• Supporting audits, tax-related reporting, and regulated finance operations

• Collaborating with treasury, reporting, and planning teams across the organization

• Participating in finance process development projects

We require you to have:

• Relevant educational background in accounting, finance, business administration or a related field

• Previous experience from accounting, finance administration, accounts payable/receivable or similar tasks

• Understanding of accounting principles, financial closing processes, audits and tax-related matters

• Ability to work independently and take ownership of your responsibilities

• Fluent Finnish skills and good English communication skills

• Accurate, detail-oriented and proactive working style

We consider as an asset:

• Previous experience from the banking, fintech or financial services sector

• Experience from an accounting firm environment

• Familiarity with ERP systems such as NetSuite

• Strong Excel skills

• Interest in process development and improving ways of working

What Saldo Bank offers you?

• Dynamic and supportive work environment with opportunities to grow together in a professional team

• Possibility to have an impact on international business success and see the results of your own work

• Edenred Employee Benefits: Including a lunch benefit for each working day and a recreational benefit of 400 EUR per year

• Private Health Insurance from the first day of working together

• Professional Growth: professional and supportive team, trainings, books - everything which lets you improve and develop your skills with an annual budget up to 1500 EUR for trainings and 150 EUR for books

• Activities together: team buildings and other team events!

Practicalities:

This is a full-time and permanent position where you will be employed directly by Saldo Bank. The preferred starting date is as soon as possible. The role can be based either in Helsinki or Turku, and work is done in a hybrid model with approximately three office days per week. Working hours are mainly regular office hours.

Salary ranges between 3300–4500 €/month depending on your previous experience and will be negotiated individually.

Does this sound like the next step in your career? Please submit your CV and motivation letter in PDF-format in English by the latest 12th of June via our application system here: https://emp.jobylon.com/applications/jobs/362824/create/ . A motivation letter is optional, but with a role-specific motivation letter you can provide more information about your relevant skills and why this would be an interesting opportunity for you.

Please note that we are actively reviewing applications throughout the application period and processing them in the order they are received. Remember to use the application system, we do not accept applications by email. We want to ensure that all applicants can participate in the process equally, and we will take individual accessibility needs into account where necessary. You can familiarize yourself with Saldo Bank here: www.saldo.com/fi-en/. For more information about the recruitment process contact aTalents Talent Sourcing Consultant Sanni Nelimarkka (+358 44 902 0041, sanni.nelimarkka\[at\]atalent.fi). If Im unable to answer your call right away, please leave a text message and Ill get back to you as soon as possible.

Company description

_Saldo Bank UAB is a specialized bank licensed by the European Central Bank and supervised by the Central Bank of Lithuania. The main activity and company headquarters are registered in Lithuania._

_Saldo Bank UAB Finnish branch operates in Finland, which offers consumers fully automated loan solutions and fixed-term deposit services in addition to credit cards._